The onlycustomizableAI-powered loan portfolio platformfor private lenders

Shape it to your rules. Run it on autopilot. Ask the AI advisor anything about your portfolio. Built and hosted in Canada, tailor-made for Canadian lenders.

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Customizable to your businessBuilt-in AI advisorTailor-made for Canada
THE WAY IT WORKS TODAY

Whether you run your book in Excel or on other lending platforms — the busywork still falls on you

Missed payments, chased by hand
You notice late, then apply the fee and put it into default by hand.
Critical dates, tracked by memory
Maturities, insurance and taxes — until one quietly slips.
The messy middle of a loan
Defaults, restructurings, capitalizations, cures and reversals — beyond a spreadsheet.

Enter Cresflo

Cresflo does all three for you — automatically, and much more

01 · IT ENFORCES

Your rules, applied while you sleep

Grace ends and Cresflo applies the late fee, flips the status, and starts default interest — at the rates you set, the night it happens.

Loan L-2026-0142DEFAULT
Grace period endedJun 14
Late fee applied+ $100.00
Default interest rate18.00% accruing
01 ENFORCE02 WATCH03 RESOLVE
WHY CRESFLO

Four reasons lenders switch

BUILT-IN AI ADVISOR

Ask your portfolio anything

Plain-English answers about your own book — advisory by design, and it shows the exact criteria behind every answer.

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REGISTRY INTELLIGENCE

Registry changes, caught for you

Cresflo reads the land registry and the corporate registry, files each to the loan, and flags when there's a change.

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AUTOMATION & NOTIFICATIONS

Servicing on autopilot, your rules

Nightly default, fees and interest — plus every alert and borrower notification, exactly how you set them.

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TWO-WAY EMAIL

A two-way inbox, attached to each loan

A true end-to-end inbox — send and receive, threaded to each loan, with delivery and open tracking.

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GO DEEPER

Explore the platform

BUILT AROUND YOU

Shaped to how you lend

Per-loan terms, roles, alerts and templates — and when you need something we don't have, we build it with you. We never say no.

See how we customize →
THE WHOLE LENDING BOOK

Everything a private lender needs

Origination, servicing, documents, reporting, fees, collateral, insurance & tax — the full catalogue in one place.

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SECURITY & TRUST

Built for lenders who answer to auditors

Role-based access, per-client data isolation, a full audit log, invite-only access — and an advisory AI that never changes your data.

Security & trust →
ALREADY LENDING?

Bring your book with you

You don't have to start over. Import your live loans mid-life — balances, terms and history — validate them against Cresflo's engine, then go live on a cutover date you choose. Your existing portfolio, servicing itself from day one.

Import balances, terms & schedules as they stand today
Validated before anything goes live — no surprises
Pick your cutover date; Cresflo takes over from there

See Cresflo run your portfolio

A live walkthrough on servicing, risk, and the AI advisor.

Book a demo
Invite-only — we set you and your team up directly. The AI advisor is advisory and in Beta.